Native American Home Ownership Resources

PATHWAY TO HOMEOWNERSHIP
CLOSING COST ASSISTANCE GRANT PROGRAM

 

The Pathway to Homeownership Closing Cost Assistance Grant Program (“Program”) is intended to provide closing cost grants of up to $10,000 each to First-Time Homebuyers who are members of an Underserved Community and are using the proposed grant to purchase a property in California with the following criteria:
 
Program Criteria:
Recipient must be a First-Time Homebuyer. “First-Time Homebuyer” means an individual (and all co-buyers on the property purchase contract, if any) who has had no ownership interest in any real property in any location during the last three (3) years.
(See full details at link above)

SECTION 184 INDIAN HOME LOAN GUARANTEE PROGRAM

 

The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.
With Section 184 financing borrowers can get into a home with a low down payment and flexible underwriting. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Section 184 is synonymous with home ownership in Indian Country.
 
*Content by HUD.GOV

 

 

TRIBAL HUD-VASH

In January 2015, the U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Veterans Affairs (VA) announced a demonstration program to offer a permanent home and supportive services to Native American Veterans who are experiencing or at risk of experiencing homelessness. The Tribal HUD-VA Supportive Housing program (Tribal HUD-VASH) will provide rental assistance and supportive services to Native American veterans who are Homeless or At Risk of Homelessness living on or near a reservation or other Indian areas. In its initial funding round, HUD is making available $5.2 million in grant funding to Indian tribes and tribally designated housing entities (TDHEs) to fund this rental assistance and associated administrative fees. Indian tribes and TDHEs participating in this program must partner with the Department of Veterans Affairs (VA) to provide case management and supportive services to eligible Native American veterans.

*Content by HUD.GOV

 

Indian Housing Block Grant (IHBG) Competitive Grant Program

The IHBG program is authorized under Title I of the Native American Housing Assistance and Self-Determination Act of 1996, as amended, (25 U.S.C. 4101 et seq.) (NAHASDA). Under the program, eligible Indian tribes and tribally-designated housing entities (TDHEs) receive grants to carry out a range of affordable housing activities. Grant funds may be used to develop, maintain, and operate affordable housing in safe and healthy environments on Indian reservations and in other Indian areas, and carry out other affordable housing activities. Grant funds must be used to primarily benefit low-income Indian families. 

*Content by HUD.GOV